Start with the job the asset needs to do...
Utes, vans, trucks and other work vehicles selected around the task and needs.
Discuss agricultural vehicles and the specifications that matter.
Lets talk construction vehicles & equipment that will get the job done.
Be more productive with workshop or manufacturing equipment you want.
Get a more practical office space or upgrade for your growing company.
Tell us about the office equipment and intended use so we can make it happen.
Consider the purchase in the context of your business
Make sure you consider all factors when financing vehicles and equipment for your business. Speak with your accountant about tax treatment and business suitability. Speak with your accountant about tax treatment and business suitability.
| Topic | What you need to know |
|---|---|
| Cash flow | Look at the regular repayment alongside your operating costs and expected use of the asset. |
Structure and costs | Understand the term, interest, fees and any final payment before deciding how to proceed. |
| Timing and documents | Bring the supplier quote, business details and delivery timing into the discussion early. |
Source for the work you need to deliver
A useful buying brief starts with the job. Tell us the capabilities you need, the constraints you face and when the asset needs to be working.
| Business Requirements | What to clarify |
|---|---|
| Intended use | What work must it perform, where will it operate and how often will it be used? |
Asset and specifications | What capacity, dimensions, attachments, power, payload or compatibility is essential? |
Age and condition | New or used? What age, kilometres or operating hours will you consider? |
| Budget and timing | What purchase budget and delivery window are you working to? |
| Operational must-haves | Which safety, access, servicing or supplier requirements cannot be compromised? |
| Deal breakers | What condition, specification, delivery or support issues would rule an option out? |
Estimate your commercial finance repayments
Explore a monthly repayment illustration using your own amount, rate and term. If you enter a balloon, the calculator also shows the amount due at the end.
Calculator estimates do not include GST, deductions or depreciation effects.
Get your Finance & Asset Sourcing Plan
Tell us about your finances and what asset you want and Jonathan will explore suitable finance and the best sourcing strategy option for you.
